About Mar’s Motors
Mar’s Motors (“we”, “our”, “us”) is a used car dealership that facilitates vehicle finance applications on behalf of customers. We work with multiple finance companies to help applicants secure the best possible financing options for their vehicle purchase.
How Our Finance Process Works
- Application Submission – Customers fill out a finance application form on our website.
- Information Verification – We verify the provided information and submit it to one or more finance companies for assessment.
- Credit Assessment – The finance companies conduct credit checks and assess the application based on their lending criteria.
- Loan Approval & Offer – If approved, the finance company will provide loan terms, including interest rates, repayment amounts, and applicable fees.
- Loan Agreement & Disbursement – Upon acceptance, the loan agreement is signed, and funds are arranged for the vehicle purchase.
Applicant Obligations
By submitting an application, you confirm that:
- You are at least 18 years old.
- All information provided is accurate and complete.
- You authorize us to collect, use, and share your personal and financial information with finance companies for credit assessment.
- You acknowledge that loan approval and terms are at the sole discretion of the finance company.
Credit Checks & Data Collection
- We may collect personal, financial, and credit information as part of the application process.
- Finance companies may access credit reporting agencies to obtain your credit history.
- Your information may also be shared with third-party service providers involved in the application process.
Fees & Charges
- Some finance companies may charge application, processing, or establishment fees, which will be disclosed before finalizing the loan.
- Auckland 4WDs Limited does not charge upfront fees unless explicitly stated.
Data Handling & Privacy
- Your personal information will be securely stored and used for finance application processing and marketing purposes.
- We may contact you for promotions, offers, and updates related to our services.
- You can opt out of marketing communications at any time.
Liability Disclaimer
- We act as an intermediary and do not guarantee loan approval.
- All finance agreements are between you and the selected finance company.
- We are not liable for any financial decisions made by finance companies or applicants.
Governing Law
- All applications and agreements are subject to New Zealand law.
- Any disputes shall be resolved in accordance with New Zealand legal requirements.For further details, please contact us at www.marsmotors.co.nz.
If you have any questions about these terms, please contact us.